Free tools
Free business tools, made for the Philippines.
21 calculators for pay, taxes, loans, billing and deadlines. Every answer shows how it was worked out and the rule behind it. Free, no sign-up.
- 21 calculators
- Every rule cited
- ₱0, no sign-up
21 calculators
Find yours.
Each card is a real answer, worked out on a typical example. Open it and put in your own figures.
- Pay and peoplePhilippine payroll calculatorSSS, PhilHealth, Pag-IBIG and withholding tax on a monthly salary, with the take-home pay.Monthly basic salary₱25,000Take-home pay₱22,611.20From TalaanOpen →
- Pay and peopleDue now13th month pay calculatorThe 13th month pay on a basic salary, the ₱90,000 tax-free limit and the tax on any excess.Monthly basic salary₱25,00013th month pay₱25,000.00From TalaanOpen →
- Taxes and discountsPhilippine VAT calculatorAdd or remove 12% VAT, with zero-rated, exempt and the 1% or 2% expanded withholding.Amount₱11,200Price without VAT₱10,000.00From LibroOpen →
- Loans and paymentsLoan amortization calculatorMonthly payment, total interest and the effective rate, diminishing balance or add-on, with a schedule.Loan amount₱100,000Monthly payment₱8,884.88From PesoCoreOpen →
- Loans and paymentsPawn loan interest calculatorThe pawn loan on an appraised item, the cash you get, and what it costs to redeem by a date.Appraised value₱20,000Redemption amount₱15,260.00From PesoPointOpen →
- Taxes and discountsBusiness permit and business tax estimatorLocal business tax on last year's gross sales, plus the mayor's permit and fire safety inspection fee.Gross sales or receipts last year₱3,000,000Estimated total for the year₱55,025.00From LGUOpen →
- Loans and paymentsHousing loan calculatorMonthly amortisation on a Pag-IBIG or bank housing loan, the total paid and the income needed.Property price₱2,500,000Monthly amortisation₱12,314.34From KeystoneOpen →
- Pricing and billingConstruction progress billing calculatorGross billing, advance recoupment, 10% retention and 2% withholding, and the net amount due.Contract price₱10,000,000Net amount due this billing₱1,464,285.71From BlueprintOpen →
- Pay and peopleSecurity guard contract rate calculatorThe monthly contract rate for one security guard: wage, overtime, night differential, mandated benefits, agency fee and VAT.Daily minimum wage₱755Monthly contract rate per guard₱52,496.42From BulwarkOpen →
- Taxes and discountsSenior citizen and PWD discount calculatorThe 20% senior citizen or PWD discount with the VAT exemption, worked out the BIR way, including shared meals.Bill amount₱1,120Amount to pay₱800.00From VitalsOpen →
- Pricing and billingHospital bill estimator with PhilHealthWhat the patient pays after PhilHealth, the senior citizen or PWD discount and the HMO.Hospital charges₱80,000Patient's share₱85,000.00From LifelineOpen →
- Loans and paymentsTuition installment plan calculatorCash against installment for school tuition: the discount, the surcharge and the payment schedule.Total tuition and fees₱60,000You save by paying cash₱5,500.00From CampusOpen →
- Taxes and discountsDue nowPhilippine travel tax calculatorThe TIEZA travel tax for a group leaving the Philippines: full, reduced and exempt travellers, economy or first class.Class of travelEconomyTotal travel tax₱4,050.00From AtlasOpen →
- Loans and paymentsHOA dues and late penalty calculatorUnpaid homeowners' association dues by lot area, with the late penalty, simple or compounding, month by month.Lot area150 sqmTotal amount due₱9,630.00From GreenhavenOpen →
- Pricing and billingHotel room rate calculatorA hotel or resort bill: room rate, service charge, 12% VAT, local tax and the senior or PWD discount.Room rate per night₱4,500Total bill₱11,088.00From Azure HavenOpen →
- Dates and plansLegal deadline calculatorThe last day to file a motion, appeal, petition or answer, counted under Rule 22 of the Rules of Court.Date of receipt of the noticeSun, November 8, 2026Last day to fileMon, November 23, 2026From DocketOpen →
- Loans and paymentsDue nowMemorial lot installment calculatorSpot cash against installment for a memorial lot, with the monthly payment and the schedule.Lot price₱250,000Monthly payment₱5,555.56From Monte CoraOpen →
- Pay and peopleSpa therapist commission calculatorA therapist's earnings: daily pay, commission, per-service incentive, tips and the service charge share.Services sold by the therapist₱40,000Therapist's earnings₱20,815.00From LumièreOpen →
- Pricing and billingSalon service price calculatorThe price to charge for a salon service from products, the stylist's time, overhead and a target margin.Product cost per service₱250Recommended price₱1,000.00From FleurOpen →
- Dates and plansBMI and calorie calculatorBMI with the WHO and Asian classes, and daily calories to keep, lose or gain weight.Weight70 kgBMI25.7From AwakeningOpen →
- Dates and plansSocial media content calendar generatorA dated plan of social media posts with a content pillar, a posting time and a caption idea for each.Kind of businesscoffee shopPosts planned12From PostieOpen →
How every answer is built
Not just a number. The working, and the rule behind it.
A calculator that only gives a total asks you to trust it. These show their work, so you can check it, print it and hand it to your boss or your accountant.
- 01Your figuresMonthly basic salary₱25,000
- 02The ruleSSS Circular No. 2024-006, schedule of contributions from January 2025: the employee pays 5% of the monthly salary credit.
- 03The working5% × ₱25,000 credit₱1,250.00
2026 rate tables
The full tables, in one place.
Every bracket of the 2026 SSS, PhilHealth, Pag-IBIG and BIR withholding tables, computed from the same rules as the calculators.
Take them with you
On your website. Inside your AI assistant.
Add a calculator to your website
Accountants, HR blogs and associations: paste two lines and your readers get a calculator that updates itself when the rates change. Free, no account.
<iframe src="https://tekhx.com/embed/tools/payroll-calculator" title="Philippine payroll calculator by Tekhx" width="100%" height="760" style="border:0;max-width:720px" loading="lazy"></iframe>
<p style="font-size:13px"><a href="https://tekhx.com/tools/payroll-calculator">Philippine payroll calculator</a> by <a href="https://tekhx.com">Tekhx</a></p>Every calculator has its own code under its result: press “Add to your website”.
Ask your AI assistant
Claude, ChatGPT and other assistants can run these calculators and cite the result, instead of guessing at Philippine rates.
- MCP server
https://tekhx.com/mcp- OpenAPI
https://tekhx.com/tools-api/openapi.json
In Claude: Settings, Connectors, Add custom connector, then paste the MCP address.